Jeff Markell NMLS# 224196 AKA Grandpa Mortgage 714.614.4040 and Lee Korengold NMLS# 236625 AKA Home Loan Lee 714.336.9030 talk about home loans (and themselves) via their Mortgage Broker Videos. Get to know the Mortgage Broker In OC guys providing mortgages throughout California. Empire Home Loans NMLS# 1838243 #MortgageBrokerInOC #MortgageBrokerVideos

Check out the types of home loans Jeff and Lee provide throughout California and Oregon: www.mortgagebrokerinoc.com

Jeff entered the mortgage business in 1996. Licensed in California and Oregon, Jeff has dedicated his mortgage career to helping people become homeowners and accumulate wealth through real estate. His broad experience as a Mortgage Loan Originator, as a REALTOR, and in Management make him a trusted advisor you can count on. A California native and U.S. Air Force veteran, he has lived in Orange County for over 30 years. He has been married to his wife, Mary, since 1992, and they have two kids and two grandsons. Jeff and his family love dogs and actively support dog rescue organizations. Outside of work, Jeff is passionate about cycling, golf, music, and motorcycles.

Lee has been a loan officer for 25+ years and has always had one goal: to help his clients find the best loan available with integrity and honesty. Lee says, “It’s a great feeling when I’m part of a transaction that helps a person or family find the home of their dreams.” The most important part of his life is family. Lee has been married to his wife, Paula since 1977. They have 2 sons; one is an officer in the Marines and, the other is a vice president of a major home and commercial builder. Their sons have blessed them with 7 wonderful grandchildren. Lee enjoys going to the gym and playing as much golf as possible.

Watch our Mortgage Broker Videos below. People tell us they can’t get enough of our Videos!

Video 80, Discover the powerful wealth-building secret that sets homeowners apart from renters! Did you know that, on average, homeowners have 40x more net worth than renters? In this video, we break down the reasons why owning a home creates long-term financial stability, equity growth, and generational wealth. Whether you’re a first-time buyer or just curious about the financial benefits of homeownership, you’ll learn: How building equity boosts your net worth over time Why renting keeps you paying someone else’s mortgage The role of appreciation in growing your wealth How owning a home sets you up for a stronger financial future

Video 79, Can’t Get A Home Loan? Are you struggling to get approved for a traditional mortgage? Don’t give up just yet! In this video, I’ll break down alternative loan programs designed for non-traditional homebuyers. One of the most powerful options is the Portfolio Mortgage — a special type of loan that lenders keep in-house instead of selling on the secondary market. Because these loans aren’t sold, lenders can set their own guidelines — giving you more flexibility when it comes to: Debt-to-income ratio Credit score requirements Down payment options This is HUGE for buyers who are: Self-employed Have recent credit challenges Have assets but limited income on paper A portfolio loan could be the solution that finally helps you get approved and move into your new home Don’t let denials stop your dream of homeownership. Learn how portfolio loans and alternative strategies can open the door to homeownership for you. If you found this video helpful, don’t forget to like, subscribe, and hit the notification bell so you never miss more tips to help you reach your homeownership goals! #PortfolioLoan #CantGetApproved #MortgageHelp #NonTraditionalHomebuyer #HomeLoanTips #MortgageBrokerVideos #HomebuyingMadeSimple #MortgageAdvice #SelfEmployedBuyer #FirstTimeHomebuyer

Video 78, Discover the strategies and documentation needed to qualify for a mortgage as a self-employed borrower. Learn how to navigate the process and make informed decisions. #SelfEmployed #Homebuying #MortgageBrokerVideos #GrandpaMortgage #EmpireHomeLoans #HomeLoanLee

Video 77, What You Shouldn’t Do When Selling Your Home – Discover the common mistakes sellers make and how to avoid them. Learn how to navigate the selling process and make informed decisions. #HomeSelling #SellingMistakes #MortgageBrokerVideos #HomeLoanLee

Video 76, A Loan Program Every Self-Employed Borrower Needs - Discover the Self-Employed Mortgage Program and how it can benefit self-employed borrowers. Learn how to navigate the process and make informed decisions. #SelfEmployed #Homebuying #MortgageBrokerVideos

Video 75, Is There Anything I Should Avoid So I Don't Get Turned Down? Learn what actions to avoid to improve your chances of getting approved for a mortgage. Discover the key factors that lenders consider when evaluating loan applications. #MortgageTips #LoanApproval #MortgageBrokerVideos #HomeLoanLee

Video 74, What Do I Need To Get Qualified For A VA Loan? - Learn the requirements and documentation needed to qualify for a VA home loan. Get expert advice and guidance for your unique situation. #Veteran #VALoan #Homebuying #GrandpaMortgage #HomeLoanLee

Video 73, Who You Need To Buy A Home - Uncover the key players in your homebuying team and their roles. Learn how to navigate the process and make informed decisions. #Mortgage #Homebuying #MortgageBrokerVideos #HomeLoanLee

Video 72, How To Avoid Paying Private Mortgage Insurance - Discover the strategies for avoiding private mortgage insurance and the benefits of doing so. Learn how to navigate the process and make informed decisions. #MortgageHacks #Homebuying #MortgageBrokerVideos #PMI #HomeLoanLee

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Video 71, I'm Self Employed What Things Will I Need to Get a Mortgage? - Learn what documentation and requirements needed to qualify for a mortgage as a self-employed borrower. Get expert advice and guidance for your unique situation. 🏠💸 #SelfEmployed #Homebuying #MortgageBrokerVideos #GrandpaMortgage #HomeLoanLee

Video 70, I Want To Buy A Home But My Credit Score Is Pretty Low - Learn the strategies to improve your credit score and increase your chances of getting approved for a mortgage. Get expert advice and guidance for your unique situation. 🏠💳 #Credit #Homebuying #LowCreditScore #MortgageBrokerVideos #GrandpaMortgage, #HomeLoanLee

Video 69, Appreciation vs Depreciation - Discover the difference between appreciation and depreciation in real estate. Learn how to make informed decisions when investing in property. #Homebuying #Investing #MortgageBrokerVideos #HomeLoanLee

Video 68, What to Look For In a Home Buyer - Discover the qualities to look for in a home buyer and how to work with them effectively. Learn how to navigate the selling process and make informed decisions. 🏠💸 #HomeSelling #HomeBuyer #MortgageBrokerVideos #GrandpaMortgage #EmpireHomeLoans #HomeLoanLee

Video 67, Going through a divorce is tough—and figuring out what to do with your mortgage can make things even more stressful. 🏠💔 In this video, I’ll walk you through your mortgage options after divorce so you can make the best decision for your financial future. ✅ Learn how refinancing can help you afford payments on your own ✅ Discover how to use home equity to cover a settlement ✅ Find out how to remove your ex-spouse’s name from the mortgage and title A divorce doesn’t mean you have to lose control of your home. With the right strategy, you can protect your credit, keep your home if it makes sense, and move forward with financial confidence. 👉 If you’re navigating a divorce and a mortgage, this video will give you the expert insights you need. Don’t forget to LIKE, COMMENT, and SUBSCRIBE for more tips from Grandpa Mortgage | Empire Home Loans | Home Loan Lee. #DivorceMortgage #Refinance #HomeEquity #MortgageTips #Homebuying #MortgageBrokerVideos #GrandpaMortgage #EmpireHomeLoans #HomeLoanLee