• Conventional Loans
  • Jumbo Loans
  • Reverse Mortgage (HECM)
  • Jumbo Reverse
  • Adjustable Rate
  • FHA
  • VA
  • USDA
  • HELOC
  • Construction Loans
  • Commercial Loans
  • Manufactured
  • Bridge Loans
  • Hard Money

Mortgage Experts at your service.

At Empire Home Loans, we understand the complexities of buying or refinancing a home in California. Our ideal customers are individuals, families, and investors, driven by dreams of homeownership, wealth building, legacy creation, family stability, and long-term security. We are here to help you overcome the common challenges of housing affordability, down payment hurdles, and income qualification, paving the way for you to break free from the rent cycle and achieve your homeownership goals.

Personalized Expertise and Commitment: With each of  our 20+ years’ experience in the mortgage industry, we bring a wealth of knowledge and a deep understanding of the market to every client interaction. Lee and Jeff have always been dedicated to providing tailored mortgage solutions that meet our clients’ unique needs.

Wide Range of Mortgage Products: We offer an extensive selection of mortgage products, including Conventional, Jumbo, FHA, VA, and Reverse Mortgages. No matter your specific financial situation, we have the right loan to fit your needs. Our expertise ensures that you get the best possible guidance and support throughout the process.

Unmatched Pricing and Speed: As experienced mortgage brokers, we pride myself on delivering the best service and loan education in the market. Our ability to shop different lenders ensures that you receive the most competitive rates available. Coupled with our commitment to speed, we’ll streamline the mortgage process to get you into your new home or refinance your current one as quickly as possible.

Expertise and Reliability: At Empire Home Loans, we have over 150 loan originators dedicated to delivering exceptional service. Our track record speaks for itself—we beat the competition repeatedly.

Exceptional Customer Experience: Our mission is to deliver an outstanding customer experience. We’re committed to guiding you through every step of the mortgage process, ensuring clarity and confidence in your decisions. Our numerous satisfied client testimonials on our Google page (Lee Korengold: Mortgage Broker) attest to the high level of service and satisfaction we provide.

Your Trusted Partner in Homeownership: Choosing us and Empire Home Loans means partnering with a team that values your dreams and financial goals. We’re dedicated to helping you build wealth, secure your family’s future, and create a lasting legacy through homeownership. Let us help you turn your homeownership aspirations into reality with the best mortgage solutions tailored specifically for you.

Mortgage Broker Videos

Lee Korengold

NMLS 236625

Lee has been a Licensed Loan Officer since 1997 and has always had one goal in mind, to help his clients find the best loan available to them.
714.336.0930

Jeff Markell

NMLS 224196

Jeff first entered the mortgage business in 1996 and loves working with first-time homebuyers, military families with VA, and seniors with Reverse Mortgages.
714.614.4040

Home Loans

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Reverse Mortgages

Reverse Mortgages allow a senior homeowner to turn a portion of the equity in their home into a tax-free income stream.

Refinancing

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

What Our Clients Say

Julie Vock profile picture
Julie Vock
22:11 30 May 25
I recently closed Escrow as the Listing Agent and the Buyer choosing Lee as their Lender. It's always a bit worrisome when you open Escrow with a Lender who you've not done business with previously. I didn't need to worry. Lee was proactive, had great communication, was efficient, professional, attentive, and closed in a very short time window so the Buyers could move in over the holiday weekend.
I would absolutely do business with Lee again and hope I get the opportunity to do so.
Best Regards - Julie Vock, Realtor
Kelly Franks profile picture
Kelly Franks
20:33 29 May 25
Wow! Lee is one of the best. We closed escrow in 14 days with his help. He jumped through hoops and held our hands the entire process. He really knows his stuff. You won't regret working with him.
Byron Franks profile picture
Byron Franks
22:25 24 May 25
Amazing job. Had a 15-day escrow, and Lee came through early! Great experience!
Monty Wood profile picture
Monty Wood
23:36 27 Oct 21
Jeff Markell at Empire Home Loans was one of the most professional loan managers you will ever find in the lending field. He was excellent in helping guide us through the whole lending process from beginning to end. It was Jeff who was attentive to every detail to give us the best possible service. Thank so much for your help.
Suzette Abbott profile picture
Suzette Abbott
15:22 18 Feb 20
I have used Land Home Financial services multiple times to help me plan, navigate and successfully execute the desire of re-financing the mortgage on my home. The professional attitude and work ethic of both Lee Korengold and Jeff Markell turned what could have been a stressful and complex experience into a completely smooth and anxiety free process. By using their highly trained and qualified team in addition to dependable and focused outside suppliers, I found that they were incredibly reliable and seemed always one step ahead of the game. I would highly and confidently recommend their service to anyone trying to buy, sell or refinance their residential property. Lee and Jeff treated me like family and were always just a phone call away for my wife and myself and totally accessible 24/7. Lee and Jeff have incredible integrity and i realized that transparency and cooperation was their primary goal. This process could have been a bit unsettling and anxious for my wife and I but Lee and Jeff teamed up and helped us stay calm and confident the entire time. Bill Abbott